Dave Ramsey Bio Wiki Age Wife Ramsey Solutions Books and Net Worth

Dave Ramsey is an American personal finance personality, radio show host, author, and businessman. He serves as an evangelical Christian and hosts the nationally syndicated radio program The Ramsey Show. Ramsey is the author of several books, including The New York Times bestseller The Total Money Makeover, and hosted a television show on Fox Business from 2007 to 2010.

He experienced several years of financial recovery and started offering financial advice to couples at his local church. In 1988 he founded The Lampo Group, a financial counseling service, and in 1992 he wrote and self-published his first book, Financial Peace.

Dave was born on September 3, 1960, in Antioch, Nashville, Tennessee,United States. He is61 years old.

He is a man of average stature and stands at a height of5 ft 7 in(Approx. 1.70m).

He was born and raised in Antioch, Tennessee by his parents. Ramsey’s parents served as real estate developers. he holds an American nationality and belongs to the white ethnicity.

Ramsey is married to his beautiful wifeSharon. The couple celebrated their wedding in 1982. Together, they share three children,Daniel, Denise Whittemore, andRachel Cruze. Rachel works with Ramsey Solutions. Ramsey sold his custom-built home in the Nashville, Tennessee area for $10.2 million in 2021. A spokesperson said he was having another home built in the area.

He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam and started selling property, working through college. He attended The University of Tennessee, Knoxville, where he earned a Bachelor of Science degree in Finance and Real Estate.

He experienced several years of financial recovery and started offering financial advice to couples at his local church. In 1988 Ramsey founded The Lampo Group, a financial counseling service, and in 1992 he wrote and self-published his first book, Financial Peace. In 2014, The Lampo Group, Inc. was renamed Ramsey Solutions. The company’s headquarters are located in Franklin, Tennessee, and a new 47-acre campus opened there in 2019.

Ramsey advises listeners to first reduce debt using the debt snowball method, where debtors pay off their lowest balances first. He adamantly opposes the use of credit cards. At live shows, he sometimes takes out his wallet to show audiences the “only four pieces of plastic” he carries A personal debit card, a business debit card, a driver’s license, and a concealed-carry permit.

Ramsey encourages the use of cash and advises families to utilize an envelope system, putting a cash allocation for each month’s food, entertainment, etc., in separate envelopes and then spending only what is in the envelope. Additionally, he also encourages people not to take on student loan debt and calls the idea that student loans are required for college “a myth”. He has designed some payoff calculators such as a Mortgage Calculator, Investment Calculator, and Retirement Calculator.

In addition to his career, Ramsey has written several books, five for adults, three of which were New York Times bestsellers, and six children’s books. In 1992 he wrote and self-published his first book,Financial Peace. His other books include:

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness (2013)

Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth– and How You Can Too (2020)

Dave Ramsey’s Complete Guide To Money: The Handbook of Financial Peace University (2014)

Smart Money Smart Kids: Raising the Next Generation to Win with Money (2014)

EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches (2011)

He earns his wealth from his career, therefore, he has amassed a fortune over the years. Ramsey’s estimated net worth is$200 million.

Dave is an American personal finance personality, radio show host, author, and businessman. He serves as an evangelical Christian and hosts the nationally syndicated radio program The Ramsey Show